Visa Credit Cards

Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.

Visa offers a secure, safe, and convenient network. From travel cards to rewards cards for business, Visa has a variety of credit cards for different spending habits. Find unique card benefits to fit your needs, from a variety of issuers. Here are the best Visa credit cards from our partners.

Writer: Laura Mohammad

|

December 28, 2020

Best Visa credit cards of 2021:

OpenSky® Secured Visa® Credit Card

No Credit History

Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$35
Regular APR
17.39% variable
Credit One Bank® Visa® for Rebuilding Credit
See Rates & Fees

Bad to Fair

Credit Recommended (300-670)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

1%
Get 1% cash back rewards on eligible purchases including gas, groceries, and services such as mobile phone, internet, cable and satellite TV, terms apply.

At A Glance

Intro Bonus
No current offer
Annual Fee
$0 - $99
Regular APR
17.99% - 23.99% variable
Credit One Bank® Platinum Rewards Visa
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Fair to Good

Credit Recommended (580-740)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

5%
Get 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter.
1%
1% cash back rewards on all other purchases. Terms Apply.

At A Glance

Intro Bonus
No current offer
Annual Fee
$95
Regular APR
23.99% variable
Upgrade Visa® Card with Cash Rewards
See Rates & Fees

Fair to Good

Credit Recommended (580-740)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

1.5%
Earn 1.5% unlimited cash back on card purchases every time you make a payment

At A Glance

Intro Bonus
No current offer
Annual Fee
$0
Regular APR
8.99% - 29.99% APR
Marriott Bonvoy Bold™ Credit Card

Good to Excellent

Credit Recommended (670-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

3X
Earn 3X Bonvoy points per $1 spent at over 7,000 hotels participating in Marriott Bonvoy™.
2X
2X Bonvoy points for every $1 spent on other travel purchases (from airfare to taxis and trains).
1X
1X point for every $1 spent on all other purchases.

At A Glance

Intro Bonus
30,000 Points

Earn 30,000 Bonus Points after you spend $1,000 on purchases in the first 3 months from account opening.

Annual Fee
$0
Regular APR
15.99% - 22.99% variable

Editorial disclosure: All reviews are prepared by hfyhpf120.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.

All information about Chase Sapphire Preferred®, Wells Fargo Cash Wise Visa® card, and Wells Fargo Platinum card has been collected independently by hfyhpf120.com and has not been reviewed by the issuer.


Comparing Visa Credit Card Offers

You likely think little about the labyrinthine system of payments and reimbursements that go into buying that Starbucks latte you grab every morning. See that little Visa logo on the front of your credit card? With it comes a contract that protects you every time you use the card.

Depending on the benefits tier you have on your Visa card, you can enjoy everything from an auto rental collision damage waiver to various travel insurance offers and extended warranties. Whichever card you end up picking, there are a number of things you need to know. Here, we look at:

  • countrywide prohibitions in countries such as Iran, Sudan and Syria due to U.S. sanctions and other laws. Otherwise, Visa cards are accepted at most places and can be used on almost any purchase, including when checking out at Costco – a luxury exclusive to Visa.

    How big is Visa? How many Visa cards are there?

    Visa dominates most of the world market as a payment network. Let’s look at Visa’s financial and physical reach:

    • 3.3 billion cards worldwide
    • 200+ countries and territories
    • 15,900 financial institutions
    • $11 trillion total volume
    • 160+ currencies
    • 46+ million merchant locations

    Visa vs. Mastercard benefits

    BenefitVisa TraditionalMastercard BasicVisa SignatureMastercard WorldVisa InfiniteMastercard World Elite
    24-hour serviceXXXXXX
    Lost or stolen card reportingXXXXXX
    Emergency card replacementXXXXXX
    Emergency cash disbursementXXXXXX
    Auto rental collision damage waiverXXX
    Zero liabilityXXXXXX
    Roadside dispatchXXX
    ID theft protectionXXX
    Fuel rewardsXXX
    Price protectionXXXX
    Extended warrantyXXXXX
    Year-end summaryXX
    Travel, emergency assistanceXX
    Return protectionXX
    Purchase securityXX
    Travel accident ins.XX
    Trip cancellationXXX
    Trip delayXX
    Lost luggageXX
    Free shippingXX
    Access to high-end rentalsXXXX
    Priceless® experiencesXX
    24/7 ConciergeXXX
    Hotel stay/rate guaranteeXX
    Travel dealsXXX
    Airport conciergeXX

    What to think about when picking out a Visa credit card

    • Look at the benefits level. Visa cards basically come in 3 tiers: Basic, Signature or Infinite. Each has benefits that accumulate – so the Signature and Infinite cards have the Basic features and then some.
    • Look at the card issuer’s benefits. For example, while you can’t get Lost Luggage Reimbursement a Visa Signature, you might be able to get them through the card’s issuer.
    • Review the rewards. When looking at Visa cards, take a look at the rewards offered by the card issuer, such as sign-up bonuses and ongoing purchase rewards.
    • Study the annual fee. The card issuer may impose an annual fee, but it might be worth your while, depending on which Visa tier it has and what rewards the issuer offers.