Travel credit cards offer valuable rewards for all, whether you travel for business, pleasure, or both. Excellent perks like free checked bags or complimentary airport lounge access are the standard – both enticing and well worth it. From points and miles to luxury perks, these travel credit card offers from our partners are the best around.
Travel credit cards offer valuable rewards for all, whether you travel for business, pleasure, or both. Excellent perks like free checked bags or complimentary airport lounge access are the standard – both enticing and well worth it. From points and miles to luxury perks, these travel credit card offers from our partners are the best around.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
5X
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
5X
5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
At A Glance
Intro Bonus
75,000 points
Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
Annual Fee
$550
Regular APR
See Pay Over Time APR
You may earn up to a 125,000-point intro bonus offer if you use our CardMatch tool.
Earn 75,000 Membership Rewards® Points after you spend $5,000 on purchases on your new Card in your first 6 months of Card Membership.
Earn 10x points on eligible purchases on your new Card at U.S. Gas Stations and U.S. Supermarkets, on up to $15,000 in combined purchases, during your first 6 months of Card Membership. That’s an additional 9 points on top of the 1 point you earn for these purchases.
Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel. Starting January 1, 2021, earn 5X points on up to $500,000 on these purchases per calendar year.
5X Membership Rewards® Points on prepaid hotels booked on amextravel.com.
Enjoy complimentary access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
Receive complimentary benefits through American Express Travel with an average total value of $550 with Fine Hotels & Resorts® program at over 1,100 properties. Learn More.
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
At A Glance
Intro Bonus
Discover Match®
Unlimited Bonus: Only Discover will automatically match all the Miles you've earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Unlimited Bonus: Only Discover will automatically match all the Miles you've earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There's no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
Discover is accepted nationwide by 99% of the places that take credit cards.
Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery.
Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
$120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
2X
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
1X
Earn 1 AAdvantage® mile for every $1 spent on other purchases
At A Glance
Intro Bonus
10,000 miles
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
No Annual Fee
Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Earn 1 AAdvantage® mile for every $1 spent on other purchases
Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
At A Glance
Intro Bonus
25,000 points
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Annual Fee
$0
Regular APR
14.99% - 22.99% Variable APR on purchases and balance transfers
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions
Redeem points for a statement credit to pay for car and vacation rentals, hotels, flights or baggage fees, even campgrounds and tourist attractions
0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 14.99% - 22.99% Variable APR will apply
If you're a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Contactless Cards - The security of a chip card, with the convenience of a tap
Rates & Fees
Annual Fee
$0
Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
Regular APR
14.99% - 22.99% Variable APR on purchases and balance transfers
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
3X points on travel immediately after earning your $300 travel credit.
3X
3X points on dining at restaurants including eligible delivery services, takeout and dining out.
3X
Earn 3X total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services
1X
1 point per $1 spent on all other purchases
At A Glance
Intro Bonus
50,000 points
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. From 6/1/20 through 6/30/21, gas station & grocery store purchases will also count towards earning your Travel Credit
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
With Pay Yourself Back℠, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
1:1 point transfer to leading airline and hotel loyalty programs
Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
Earn 3x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
2X
Earn 2 points per $1 spent on all other Southwest® purchases.
1X
1 point per $1 spent on all other purchases.
At A Glance
Intro Bonus
Up to 80,000 points
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Earn 5 points per $1 spent on Southwest® purchases. Earn between 12/1/2020 and 3/31/2021 on up to $2,000 spent per month.
Earn 2 points per $1 spent on all other Southwest® purchases.
3,000 bonus points after your Cardmember anniversary each year.
1 point per $1 spent on all other purchases.
All points earned count towards Companion Pass.
No blackout dates or seat restrictions.
Your points never expire, a benefit of the Rapid Rewards® program.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
No limit to the points you can earn and your points don't expire
Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center
Get up to $100 in Airline Incidental Credits annually and TSA Pre✓ ®/Global Entry Statement Credits of up to $100, every four years
No Foreign Transaction Fees
Low $95 annual fee
Contactless Cards - The security of a chip card, with the convenience of a tap
Rates & Fees
Annual Fee
$95
Intro Purchase APR
N/A
Regular APR
15.99% - 22.99% Variable APR on purchases and balance transfers
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
No Foreign Transaction Fees
First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
Enjoy preferred boarding on American Airlines flights
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Editorial disclosure: All reviews are prepared by hfyhpf120.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.
All information about Capital One Spark Miles for Business and Wells Fargo Propel American Express® Card has been collected independently by hfyhpf120.com and has not been reviewed by the issuer.
A guide to choosing the best travel credit card
A travel rewards credit card is a lending product that Bank of America Preferred Rewards Program for full eligibility requirements.
Citi Premier® Card
Why this is the best travel credit card for sign-up bonus
Earn 60,000 points after a $4,000 spend within the first 3 months with this card. Based on a 1.25-cents-per-point value, that’s worth up to $750 in airfare when booked through Citi’s ThankYou Travel Center or $600 in gift cards when redeemed at thankyou.com. The 25% bonus value is good until 4/10/21.
Pros
Earn mightily at restaurants, supermarkets and gas stations, as well as on air travel and at hotels at the rate of 3 points for every dollar spent. It’s 1X point on all other purchases. Also, points don’t expire, and there’s no limit to the amount of points you can earn.
Cons
The Citi Premier has a $95 annual fee and it isn’t waived the first year. Also, the ThankYou Travel Center’s 25% boost on travel is due to end on 4/10/21. Read our review of the $30, which can add up for the frequent flyer.
Limits to redemptions: While an airline program may allow redemptions for merchandise and gift cards, it’s usually best to redeem for airline purchases.
Priority boarding: Some airline cards offer the added advantage of priority boarding in the main cabin.
Companion fares: Airline credit cards will sometimes offer companion fares, but the details depend on the card. Some tickets are dependent upon the cabin class, while others can be based on card spending.
Elite Status: Luxury cards can offer lucrative features that make traveling much more comfortable, like lounge access and upgrades.
Hotel credit cards
What is a hotel credit card?
Like an airline card, a Itz a family thing Editor’s pick: The Ways to Wealth Editor’s pick: Half Half Travel Editor’s pick: Chase Sapphire Reserve
Comparing a general, airline and hotel travel credit card
Credit Card
Annual Fee
Rewards Rate
Intro bonus
Costco Anywhere Visa® Card by Citi (General)
$0
4% cash back on eligible gas worldwide*, 3% on restaurant worldwide and eligible travel purchases, 2% on all other Costco purchases, 1% on all other purchases.
For a limited time earn 5 points per $1 spent on Southwest® purchases on up to $2,000 spent per month (offer ends 3/31/21) and 2 points per $1 spent on all other Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases, 1 point per $1 spent on all other purchases.
50,000 points (after spending $2,000 in the first 3 months)
Additional 30,000 points (after spending $10,000 in the first 9 months)
Hilton Honors American Express Surpass® Card (Hotel)
$95
Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton Portfolio, earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations and earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
130,000 bonus points (after spending $2,000 on eligible purchases in first 3 months)
Frequently asked questions about travel credit cards
Travel credit cards are credit cards that offer travel rewards typically in the form of cash back or points/miles. Each travel credit card will have a unique system for earning rewards through accumulating points, miles or hotel stays and airline upgrades/flights. If you’re a frequent flyer and are already planning out your future vacations, or you’re a casual traveler, travel credit cards can bring a lot of value even to your shorter road trips. If you prefer to travel by car, there are cards that offer points or rewards at gas stations, so there are cards available for every kind of traveler.
Using your travel credit card for business travel is an easy way to potentially gain luxurious perks and benefits for the travel you’re already doing. If you’re loyal to a certain chain, it may be best to look for a co-branded hotel or airline card, seeing as the points or miles that you earn will be redeemable through that brand. If you’re a business owner, It’s also worth considering using a business credit card for your travel expenses, as some business cards may reward you for business travel purchases or expenses.
The most lucrative travel cards will often require a good to excellent score. Due to the higher rewards rates and numerous benefits that come with a high-level travel card, your best shot at getting approved will come with a better credit score. However, if you have less than stellar credit, there are still options available, but they may not be specifically labeled as travel cards. You can always opt for a card within your credit range that offers cash back rewards that you may be able to use for travel-related purchases.
About the
Laura Mohammad
hfyhpf120.com Senior Editor Laura Mohammad writes, edits and coaches extensively on all things credit cards and works to bring you the most up-to-date analysis and advice. In Laura's 20+ years as a financial and personal finance journalist, her work has appeared in such publications and websites as The New York Times, The Associated Press, Streetity.com and American City Business Journals. You can reach Laura at laura.mohammad@hfyhpf120.com.
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hfyhpf120.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which hfyhpf120.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. hfyhpf120.com does not include the entire universe of available financial or credit offers. CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
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