Whether you’re looking for an everyday cash back card or luxury travel rewards, Mastercard® partners with lots of issuers so you’re sure to find a card that suits your needs.
Whether you’re looking for an everyday cash back card or luxury travel rewards, Mastercard® partners with lots of issuers so you’re sure to find a card that suits your needs.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter.
1X
Earn 1X ThankYou® Points on All Other Purchases.
At A Glance
Intro Bonus
15,000 points
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
No Foreign Transaction Fees on purchases
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for any stay of 4 or more nights
Earn up to 25 points total per $1 spent when you stay at an IHG hotel
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
Platinum Elite status as long as you remain a Premier card member
Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Sign up in minutes for a business credit card with higher limits and no personal guarantee or security deposit
10-20x higher limits than traditional business credit cards while keeping your personal credit protected. 30-day payment cycle. No personal guarantee, no fees, no interest.
Built-in expense management, automatic receipt-matching, and instant virtual cards for your team. Close the books in record time with QuickBooks, Xero, NetSuite, Concur, and Expensify integrations.
To get approved you need $50,000 in your bank account if professionally invested, if not $100,000
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now
at Genesis FS Card Services's Secure Site
Rewards Rate
This card doesn't offer cash back, miles, or points
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now
at Genesis FS Card Services's Secure Site
Rewards Rate
This card doesn't offer cash back, miles, or points
At A Glance
Intro Bonus
No current offer
Annual Fee
$0-$99
Regular APR
24.90%
Highlights
Pre-qualification available with no impact to your credit score
Previous bankruptcy OK
Easy pre-qualification process with fast response
Free online account access (mobile friendly)
Protection from fraud, if your card happens to be lost or stolen
hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now
at Amalgamated Bank of Chicago's Secure Site
Rewards Rate
5X
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
1X
Earn Points on Every Purchase! It’s simple: $1 = 1 Point
At A Glance
Intro Bonus
$150
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Annual Fee
$0
Regular APR
12.90% - 22.90% variable
Highlights
0% Intro APR on Purchases for 12 months; after that the variable APR will be 12.90% – 22.90% (V), based on your creditworthiness
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
Earn Points on Every Purchase! It's simple: $1 = 1 Point
No Annual Fee or Foreign Transaction Fee
Select Your Rewards Your Way
Rates & Fees
Annual Fee
$0
Intro Purchase APR
0% on Purchases for 12 months
Regular APR
12.90% - 22.90% Variable APR on purchases and balance transfers
Editorial disclosure: All reviews are prepared by hfyhpf120.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.
All information about Capital One Spark Miles Select for Business and BankAmericard® credit card has been collected independently by hfyhpf120.com and has not been reviewed by the issuer.
Comparing Offers from Mastercard
By: Laura Mohammad
Updated: December 28, 2020
Mastercard, one of the world’s dominant payment systems, teams up with such giants as Bank of America and Citi to bring you all manner of cards, from credit-builder cards to exclusive Mastercard Supplemental Operational Performance Data
Editor’s take on the best Mastercards
Citi® Double Cash Card
This card is perfect for the consumer who wants to set it and forget it – no dealing with rotating categories or even tiered categories. With Citi Double Cash, you earn 1% back on every purchase, then another 1% when you pay, bringing the total in cash back to 2%. So, $1,000 spent a month comes to $240 back at the end of your first year.
Highlights
0% APR on balance transfers for 18 months (then 13.99% – 23.99% variable)
No caps on cash back
No annual fee
Citi Rewards+SM Card
This card’s 15,000-point sign-up bonus rivals that of the Chase Freedom cards – earn 15,000 bonus points after a $1,000 spend within the first 3 months of card membership, worth $150 when redeemed. Also, earn 2X points at supermarkets and gas stations for the first $6,000 spend each year. It’s 1X point after that and on other purchases.
Highlights
No annual fee
Get 10% points back for the first 100,000 ThankYou points you redeem each year; card rounds up to the nearest 10 points on every purchase
0% APR on balance transfers for 15 months, then a variable 13.49%-23.49% after that
Citi®/AAdvantage® Executive World Elite Mastercard®
If you frequently fly with American Airlines, this card could be a great way to rack up AAdvantage miles while getting a taste of luxury travel. Along with the 2X miles you’ll earn on eligible American Airlines purchases, you can score a huge sign-up bonus of 50,000 bonus miles after you spend $5,000 in the first 3 months (worth around $700 in travel according to The Points Guy’s AAdvantage mile valuation). You’ll also enjoy elite perks like free lounge access and credits for expedited security screening.
Highlights
Earn 50,000 AAdvantage miles if you spend $5,000 in the first 3 months
Enjoy perks like Click the SIGN UP button, find your bank’s website and create your private code.
Verify your identity. To enroll, you will be asked to confirm your identity by providing answers to security questions.
Create your SecureCode. Once you have answered the security questions, you will be asked to create your secure code.
Registration is complete. Once you have created your SecureCode, your enrollment is complete and you are ready to begin shopping online.
Masterpass
A digital wallet, Masterpass works online, in apps and in stores and on any device. You can store your cards and shipping information electronically, allowing you to shop from one account. You just register on masterpass.com or through your bank and load your Mastercard credit or debit card.
You can use Masterpass at thousands of online merchants and at more than a million store locations. You get multi-tiered security and Zero Liability protects you from unized purchases.
World and World Elite categories
There are 2 exclusive categories with the Mastercard suite – the World and World Elite, each with excellent benefits when you use your Mastercard.
World
Free shipping with more than 140 online stores
数字货币交易软件_数字货币手机app下载home sharing – choose from more than 10,000 rentals in cities worldwide
Priceless Cities
Identity theft
Room upgrades
Vacation packages
Airport concierge
World Elite
Free shipping
数字货币交易软件_数字货币手机app下载home sharing
24/7 concierge
Priceless Cities
Identity theft
Trip cancellation insurance
Room upgrades
Vacation packages
Airport concierge
Mastercard benefits for small businesses and merchants
Businesses
Mastercard’s lineup for businesses ranges from employee spending controls to access to a portfolio of hotels and resorts. For example:
Hotels and resorts portfolio
Experience room upgrades, early check-in and late check-out, and daily breakfast for two. You also get savings and deals on air, hotel, rental car and more.
Employee spending controls
With Mastercard in Control for Business, you can delegate spending to employees safely and efficiently. With this program, you can create customized spending profiles that specifies how, when and where employees spend. You can also create limit-use cards that employees can use to make secure purchases online.
Business insights
Mastercard Advisors provides you with insights into consumer behavior. From access to early industry sales data to models that score likely consumer engagement, Mastercard offers a host of tools that can help you expand your business.
Smart Data
These tools help you with compliance, reporting and analysis. This online expense management system allows you to manage and control spending, generate spending reports and integrate purchase data into accounting software.
Priceless Cities
Use out-of-this-world experiences to impress clients. Take a cooking class at Miami’s Wynwood Yard or take an insider’s tour of New York’s Theater District with a star actor – the possibilities are limitless.
Merchants
Mastercard helps you improve checkout processes and fight payment fraud with EMV chip technology. There’s also the Sage Payment Systems, which allows small- and medium-sized businesses to offer Masterpass.
Recap: Best Mastercard credit cards of 2021
Credit Card
Best For:
Annual Fee
Review Score
Citi® Double Cash Card
2% cash back
$0
@creditcards_lm.
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Advertiser Disclosure
hfyhpf120.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which hfyhpf120.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. hfyhpf120.com does not include the entire universe of available financial or credit offers. CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.
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