The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Editorial disclosure: All reviews are prepared by hfyhpf120.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.
All information about Capital One Spark Miles Select for Business and BankAmericard® credit card has been collected independently by hfyhpf120.com and has not been reviewed by the issuer.
Comparing Offers from Mastercard
By: Laura Mohammad
Updated: December 28, 2020
Mastercard, one of the world’s dominant payment systems, teams up with such giants as Bank of America and Citi to bring you all manner of cards, from credit-builder cards to exclusive Mastercard Supplemental Operational Performance Data
Editor’s take on the best Mastercards
Citi® Double Cash Card
This card is perfect for the consumer who wants to set it and forget it – no dealing with rotating categories or even tiered categories. With Citi Double Cash, you earn 1% back on every purchase, then another 1% when you pay, bringing the total in cash back to 2%. So, $1,000 spent a month comes to $240 back at the end of your first year.
0% APR on balance transfers for 18 months (then 13.99% – 23.99% variable)
No caps on cash back
No annual fee
Citi Rewards+SM Card
This card’s 15,000-point sign-up bonus rivals that of the Chase Freedom cards – earn 15,000 bonus points after a $1,000 spend within the first 3 months of card membership, worth $150 when redeemed. Also, earn 2X points at supermarkets and gas stations for the first $6,000 spend each year. It’s 1X point after that and on other purchases.
No annual fee
Get 10% points back for the first 100,000 ThankYou points you redeem each year; card rounds up to the nearest 10 points on every purchase
0% APR on balance transfers for 15 months, then a variable 13.49%-23.49% after that
Citi®/AAdvantage® Executive World Elite Mastercard®
If you frequently fly with American Airlines, this card could be a great way to rack up AAdvantage miles while getting a taste of luxury travel. Along with the 2X miles you’ll earn on eligible American Airlines purchases, you can score a huge sign-up bonus of 50,000 bonus miles after you spend $5,000 in the first 3 months (worth around $700 in travel according to The Points Guy’s AAdvantage mile valuation). You’ll also enjoy elite perks like free lounge access and credits for expedited security screening.
Earn 50,000 AAdvantage miles if you spend $5,000 in the first 3 months
Enjoy perks like Click the SIGN UP button, find your bank’s website and create your private code.
Verify your identity. To enroll, you will be asked to confirm your identity by providing answers to security questions.
Create your SecureCode. Once you have answered the security questions, you will be asked to create your secure code.
Registration is complete. Once you have created your SecureCode, your enrollment is complete and you are ready to begin shopping online.
A digital wallet, Masterpass works online, in apps and in stores and on any device. You can store your cards and shipping information electronically, allowing you to shop from one account. You just register on masterpass.com or through your bank and load your Mastercard credit or debit card.
You can use Masterpass at thousands of online merchants and at more than a million store locations. You get multi-tiered security and Zero Liability protects you from unized purchases.
World and World Elite categories
There are 2 exclusive categories with the Mastercard suite – the World and World Elite, each with excellent benefits when you use your Mastercard.
Free shipping with more than 140 online stores
数字货币交易软件_数字货币手机app下载home sharing – choose from more than 10,000 rentals in cities worldwide
Trip cancellation insurance
Mastercard benefits for small businesses and merchants
Mastercard’s lineup for businesses ranges from employee spending controls to access to a portfolio of hotels and resorts. For example:
Hotels and resorts portfolio
Experience room upgrades, early check-in and late check-out, and daily breakfast for two. You also get savings and deals on air, hotel, rental car and more.
Employee spending controls
With Mastercard in Control for Business, you can delegate spending to employees safely and efficiently. With this program, you can create customized spending profiles that specifies how, when and where employees spend. You can also create limit-use cards that employees can use to make secure purchases online.
Mastercard Advisors provides you with insights into consumer behavior. From access to early industry sales data to models that score likely consumer engagement, Mastercard offers a host of tools that can help you expand your business.
These tools help you with compliance, reporting and analysis. This online expense management system allows you to manage and control spending, generate spending reports and integrate purchase data into accounting software.
Use out-of-this-world experiences to impress clients. Take a cooking class at Miami’s Wynwood Yard or take an insider’s tour of New York’s Theater District with a star actor – the possibilities are limitless.
Mastercard helps you improve checkout processes and fight payment fraud with EMV chip technology. There’s also the Sage Payment Systems, which allows small- and medium-sized businesses to offer Masterpass.
Recap: Best Mastercard credit cards of 2021
Citi® Double Cash Card
2% cash back
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hfyhpf120.com is an independent, advertising-supported comparison service. The offers that appear on this site are from companies from which hfyhpf120.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. hfyhpf120.com does not include the entire universe of available financial or credit offers. CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.