Mastercard® Credit Cards

Whether you’re looking for an everyday cash back card or luxury travel rewards, Mastercard® partners with lots of issuers so you’re sure to find a card that suits your needs.

Whether you’re looking for an everyday cash back card or luxury travel rewards, Mastercard® partners with lots of issuers so you’re sure to find a card that suits your needs.

Best Mastercard credit cards of 2021

Citi® / AAdvantage® Executive World Elite Mastercard®

Excellent

Credit Recommended (740-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Rewards Rate

2X
2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
1X
1 AAdvantage® miles for every $1 spent on other purchases

At A Glance

Intro Bonus
50,000 miles

Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening

Annual Fee
$450
Regular APR
15.99% - 24.99% (Variable)
IHG® Rewards Club Premier Credit Card

Good to Excellent

Credit Recommended (670-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Rewards Rate

25X
Earn up to 25 points total per $1 spent when you stay at an IHG hotel.
2X
Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants.
1X
Earn 1 point per $1 spent on all other purchases.

At A Glance

Intro Bonus
140,000 points

Earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening

Annual Fee
$89, waived first year
Regular APR
15.99% - 22.99% variable
Brex 30 Card

No Credit History

Apply Now

Rewards Rate

7X
7X Rideshare
4X
4X Brex Travel
3X
3X Restaurants
2X
2X Recurring software
1X
1X Everything else

At A Glance

Intro Bonus
50,000

50,000 in Brex rewards points upon approval

Annual Fee
$0
Regular APR
N/A
Milestone® Gold Mastercard®

Bad to Fair

Credit Recommended (300-670)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$35-$99
Regular APR
24.90%
Indigo® Platinum Mastercard®

Bad to Fair

Credit Recommended (300-670)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$0-$99
Regular APR
24.90%
ABOC Platinum Rewards Mastercard®

Excellent

Credit Recommended (740-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

5X
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
1X
Earn Points on Every Purchase! It’s simple: $1 = 1 Point

At A Glance

Intro Bonus
$150

Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening

Annual Fee
$0
Regular APR
12.90% - 22.90% variable
First Progress Platinum Prestige Mastercard® Secured Credit Card

No Credit History

Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$49
Regular APR
9.99% variable
First Progress Platinum Select Mastercard® Secured Credit Card

No Credit History

Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$39
Regular APR
13.99% variable
First Progress Platinum Elite Mastercard® Secured Credit Card

No Credit History

Apply Now

Rewards Rate

This card doesn't offer cash back, miles, or points

At A Glance

Intro Bonus
No current offer
Annual Fee
$29
Regular APR
19.99% variable

Editorial disclosure: All reviews are prepared by hfyhpf120.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.


All information about Capital One Spark Miles Select for Business and BankAmericard® credit card has been collected independently by hfyhpf120.com and has not been reviewed by the issuer.

Comparing Offers from Mastercard

Updated: December 28, 2020

Mastercard, one of the world’s dominant payment systems, teams up with such giants as Bank of America and Citi to bring you all manner of cards, from credit-builder cards to exclusive Mastercard Supplemental Operational Performance Data

Editor’s take on the best Mastercards

Citi® Double Cash Card

This card is perfect for the consumer who wants to set it and forget it – no dealing with rotating categories or even tiered categories. With Citi Double Cash, you earn 1% back on every purchase, then another 1% when you pay, bringing the total in cash back to 2%. So, $1,000 spent a month comes to $240 back at the end of your first year.

Highlights

  • 0% APR on balance transfers for 18 months (then 13.99% – 23.99% variable)
  • No caps on cash back
  • No annual fee

Citi Rewards+SM Card

This card’s 15,000-point sign-up bonus rivals that of the Chase Freedom cards – earn 15,000 bonus points after a $1,000 spend within the first 3 months of card membership, worth $150 when redeemed. Also, earn 2X points at supermarkets and gas stations for the first $6,000 spend each year. It’s 1X point after that and on other purchases.

Highlights

  • No annual fee
  • Get 10% points back for the first 100,000 ThankYou points you redeem each year; card rounds up to the nearest 10 points on every purchase
  • 0% APR on balance transfers for 15 months, then a variable 13.49%-23.49% after that

Citi®/AAdvantage® Executive World Elite Mastercard®

If you frequently fly with American Airlines, this card could be a great way to rack up AAdvantage miles while getting a taste of luxury travel. Along with the 2X miles you’ll earn on eligible American Airlines purchases, you can score a huge sign-up bonus of 50,000 bonus miles after you spend $5,000 in the first 3 months (worth around $700 in travel according to The Points Guy’s AAdvantage mile valuation). You’ll also enjoy elite perks like free lounge access and credits for expedited security screening.

Highlights

  • Earn 50,000 AAdvantage miles if you spend $5,000 in the first 3 months
  • Enjoy perks like Click the SIGN UP button, find your bank’s website and create your private code.
  • Verify your identity. To enroll, you will be asked to confirm your identity by providing answers to security questions.
  • Create your SecureCode. Once you have answered the security questions, you will be asked to create your secure code.
  • Registration is complete. Once you have created your SecureCode, your enrollment is complete and you are ready to begin shopping online.
  • Masterpass

    A digital wallet, Masterpass works online, in apps and in stores and on any device. You can store your cards and shipping information electronically, allowing you to shop from one account. You just register on masterpass.com or through your bank and load your Mastercard credit or debit card.

    You can use Masterpass at thousands of online merchants and at more than a million store locations. You get multi-tiered security and Zero Liability protects you from unized purchases.

    World and World Elite categories

    There are 2 exclusive categories with the Mastercard suite – the World and World Elite, each with excellent benefits when you use your Mastercard.

    World

    • Free shipping with more than 140 online stores
    • 数字货币交易软件_数字货币手机app下载home sharing – choose from more than 10,000 rentals in cities worldwide
    • Priceless Cities
    • Identity theft
    • Room upgrades
    • Vacation packages
    • Airport concierge

    World Elite

    • Free shipping
    • 数字货币交易软件_数字货币手机app下载home sharing
    • 24/7 concierge
    • Priceless Cities
    • Identity theft
    • Trip cancellation insurance
    • Room upgrades
    • Vacation packages
    • Airport concierge

    Mastercard benefits for small businesses and merchants

    Businesses

    Mastercard’s lineup for businesses ranges from employee spending controls to access to a portfolio of hotels and resorts. For example:

    Hotels and resorts portfolio

    Experience room upgrades, early check-in and late check-out, and daily breakfast for two. You also get savings and deals on air, hotel, rental car and more.

    Employee spending controls

    With Mastercard in Control for Business, you can delegate spending to employees safely and efficiently. With this program, you can create customized spending profiles that specifies how, when and where employees spend. You can also create limit-use cards that employees can use to make secure purchases online.

    Business insights

    Mastercard Advisors provides you with insights into consumer behavior. From access to early industry sales data to models that score likely consumer engagement, Mastercard offers a host of tools that can help you expand your business.

    Smart Data

    These tools help you with compliance, reporting and analysis. This online expense management system allows you to manage and control spending, generate spending reports and integrate purchase data into accounting software.

    Priceless Cities

    Use out-of-this-world experiences to impress clients. Take a cooking class at Miami’s Wynwood Yard or take an insider’s tour of New York’s Theater District with a star actor – the possibilities are limitless.

    Merchants

    Mastercard helps you improve checkout processes and fight payment fraud with EMV chip technology. There’s also the Sage Payment Systems, which allows small- and medium-sized businesses to offer Masterpass.

    Recap: Best Mastercard credit cards of 2021

    Credit CardBest For:Annual FeeReview Score
    Citi® Double Cash Card2% cash back$0@creditcards_lm.