Discover it® Student Cash Back
See Rates & Fees
- Intro Bonus
- Cashback Match™Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Reward Rates
- 5%Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- 1%Earn unlimited 1% cash back on all other purchases - automatically.
- Balance Transfers Intro APR
- 10.99% for 6 months
- Purchases Intro APR
- 0% for 6 months
- Regular APR
- 12.99% - 21.99% Variable
- Annual Fee
- $0
Great for:
College students. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year.
This student credit card is among our top picks for the best credit cards of 2020.
Highlights
- Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
- Discover is accepted nationwide by 99% of the places that take credit cards.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
Features
- Cash Back
- EMV
- Fair Credit
- Free Credit Score
- Gas
- Mobile Pay Ready
- No Annual Fee
- No Foreign Transaction Fees
- Rewards
- Student
- Unsecured credit card
- Zero Fraud Liability
Staff Review
Editor's Rating:
3.3 out of 5 | Our take: One of the most lucrative student cards on the market, the Discover® it Student Cash Back pairs ample cash rewards with forgiving terms and consumer-friendly benefits. |
All reviews are prepared by hfyhpf120.com staff. Opinions expressed therein are solely those of the reviewer. The information,
including card rates and fees, presented in the review is accurate as of the date of the review.