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Comparing Credit Card Offers from Chase
Updated: December 28, 2020
If you want a credit card with superior rewards, excellent cash back or a generous sign-up bonus, Chase offers that and more. While part of a full-service national bank, the company also issues about two dozen cards with a host of features and benefits. Here, we look at:
- Chase counts travel as such purchases from airlines, hotels, rental car agencies, timeshares, campgrounds, parking lots and garages, toll bridges and highways, taxis, and trains. Dining is considered everything from fast dining to fine dining, but it may not include such merchants as casinos or stadiums. If your Chase card offers rewards for dining, it’s the perfect time to support the local restaurants offering curbside or delivery in your area while also racking in those benefits.
What airlines can I use with my Chase Ultimate Rewards?
- Aer Lingus
- Air France/KLM
- British Airways
- Iberia Plus
- Korean Air
- Singapore Airlines
- Southwest Airlines
- United Airlines
- Virgin Atlantic
What hotel partners can I use with my Chase Ultimate Rewards?
- IHG
- Hyatt
- Marriott
- Ritz-Carlton
Additional Chase benefits outside of cash back/rewards
Chase credit cards offer a variety of benefits in addition to the rewards you earn. For example, the Chase Sapphire Preferred offers primary coverage when you use it for car rentals, providing reimbursement for damage due to collision or theft. The benefits vary from card to card and include the following:
- Chase Pay
- Access to airport lounges
- No foreign transaction fees
- Visa Infinite concierge
- Car rental privileges
- Global Entry or TSA Pre-Check fee credit
- Annual credit
- No annual fee or waived fee first year
- Extended warranty
- Fraud protection
- Purchase protection
- Return protection
- Trip cancellation/interruption insurance
- Primary auto rental collision damage waiver
- Lost luggage reimbursement
- Trip delay reimbursement
- Emergency evacuation and transportation
Frequently asked questions
What is the best Chase credit card?
As it is with all credit cards, the best card will depend on how it fits the consumer. That being said, the best overall card Chase offers for the average consumer is the Chase Sapphire Preferred. A great option for most, it brings well-rounded rewards, low cost of cardholding and a lucrative sign-up bonus anyone could appreciate.
If your definition of “best” means the one that can bring the most value, however, then the top Chase card is the Chase Sapphire Reserve. The $550 annual fee isn’t for everyone, but calculated cardholders can enjoy its earning power, a generous rewards system and a long list of luxury perks.
Is it hard to get a Chase credit card?
If you’re still working on establishing your credit score, it could be. Chase cards typically require good to excellent credit scores to be approved, so it’s recommended you have a score around 670 or better before applying. It’s not all about credit score, however; Chase will also take a look at any recent credit accounts you’ve opened and your annual income before giving a yes/no.
While Chase doesn’t offer @creditcards_lm.
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