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Bank of America® Cash Rewards credit card

Good to Excellent

Credit Recommended (670-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

3%
Earn 3% cash back in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
2%
Earn automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases)
1%
Earn unlimited 1% on all other purchases.

At A Glance

Intro Bonus
$200

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

Annual Fee
$0
Regular APR
13.99% - 23.99% Variable APR on purchases and balance transfers
Bank of America® Travel Rewards credit card

Good to Excellent

Credit Recommended (670-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

1.5X
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.

At A Glance

Intro Bonus
25,000 points

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Annual Fee
$0
Regular APR
14.99% - 22.99% Variable APR on purchases and balance transfers
Bank of America® Premium Rewards® credit card

Good to Excellent

Credit Recommended (670-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

2X
Earn unlimited 2 points for every $1 spent on travel and dining purchases.
1.5X
Earn unlimited 1.5 points per $1 spent on all other purchases.

At A Glance

Intro Bonus
50,000 points

Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening

Annual Fee
$95
Regular APR
15.99% - 22.99% Variable APR on purchases and balance transfers

More travel cards from Bank of America

Bank of America® Premium Rewards® credit card

Good to Excellent

Credit Recommended (670-850)

hfyhpf120.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now

Rewards Rate

2X
Earn unlimited 2 points for every $1 spent on travel and dining purchases.
1.5X
Earn unlimited 1.5 points per $1 spent on all other purchases.

At A Glance

Intro Bonus
50,000 points

Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening

Annual Fee
$95
Regular APR
15.99% - 22.99% Variable APR on purchases and balance transfers

Editorial disclosure: All reviews are prepared by hfyhpf120.com staff. Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. The information, including card rates and fees, presented in the review is accurate as of the date of the review. Check the data at the top of this page and the bank's website for the most current information.

All information about Alaska Airlines Visa Signature® credit card, Bank of America® Business Advantage Cash Rewards Mastercard® credit card, Bank of America® Platinum Plus Mastercard® Business Card, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card and Alaska Airlines Visa® Business credit card has been collected independently by hfyhpf120.com and has not been reviewed by the issuer. These cards are no longer available through our site.


Comparing Bank of America Credit Card Offers

With a host of travel, cash and business cards to choose from, Bank of America credit cards are known for offering excellent rewards – another plus is that most of BofA’s cards come with no annual fee. With low or no annual fees, Bank of America cards are great entry-level options, although you need to have good or excellent credit to qualify. Whether you are a Millennial buying your first house or a Boomer looking to get your second 数字货币交易软件_数字货币手机app下载home, Bank of America has the products to help you achieve your goals. Today, we look at:

  • Bankrate

    So, Bank of America is much more than just a card issuer. From car loans to investing, the suite is extensive, to say the least. Here are some of the products available through Bank of America:

    • Mortgages. Whether buying your first 数字货币交易软件_数字货币手机app下载home or refinancing, Bank of America’s rates are competitive. For example, you might get a 4.5% rate (4.717% APR) for 30 years on a $200,000 loan in the zip code of 95464, with a 0.928 point.
    • Auto loans. Rates start at a competitive 3.24% APR for a 60-month loan.
    • Investments. Through Merrill, the bank offers products for saving for retirement, college and more, giving you access to ETFs, mutual funds, stocks, fixed income and bonds, and even options and margins.
    • Credit cards. Well known for competitive cards, Bank of America offers a full line of business, consumer, travel and cash rewards products.
    • Checking and savings accounts. This includes business and student checking, as well as CDs, IRAs and child savings.

    Bank of America rewards program and best redemption options

    The Bank of America Preferred Rewards program is versatile: You aren’t tied down to specific travel partners, for example, and you can even get a check cut for your rewards, if you so desire. Here are ways you can redeem your points.

    • Gift cards. You can redeem from Lands’ End to iTunes, starting at 1:1 for your points.
    • Travel. Bank of America doesn’t have partners, so you can use your points to book directly with an airline, hotel or rental car company.
    • Cash. Redeem as a statement credit.
    • Deposit in Bank of America account. With the Bank of America® Cash Rewards credit card, redeem cash back into a checking or savings account – and even get up to 75% extra value for qualifying Preferred Rewards customers. You can even redeem rewards automatically to the account of your choice.
    • Merrill. With the Premium Rewards Card, deposit into a Merrill account such as savings, checking or a 529.
    • Personal check. Allow for 14 days for this option.

    Other benefits of having Bank of America cards

    The Preferred Rewards program is the pinnacle of Bank of America’s rewards opportunities, with savings on stock trades, auto loans and mortgages, even transactions with non-Bank of America ATMs. While the Preferred Rewards program starts at $20,000 in a Bank of America account, the Platinum Honors status requires a balance of over $100,000. Here are the benefits that Preferred Rewards tiers offer:

    Bank of America Preferred Rewards…

    RewardsGoldPlatinumPlatinum Honors
    Required balance$20k-$50k$50k-$100k$100k+
    Rewards savings interest rate booster5%10%20%
    Credit card rewards bonus25%50%75%
    Non-Bank of America transactions12 a yearUnlimited
    Merrill Guided Investing.05% program fee discount.10% program fee discount.15% program fee discount
    Priority client serviceYesYesYes
    Mortgage reduced origination fee, new or refinance$200$400$600
    数字货币交易软件_数字货币手机app下载home equity discount0.125%0.250%0.375%
    Auto loan discount, new or refinance0.25%0.35%0.50%
    No monthly maintenance fees on up to 4 eligible checking and 4 savings accountsYesYesYes
    No fees on select services, including standard check orders, cashier’s checks, incoming domestic wire transfers and moreYesYesYes

    Bank of America

    Card benefits vary widely according to which product you pick, but there are some common advantages to card membership:

    • Museums on Us – Visit your choice of more than 200 U.S. museums for free the first full weekend of each month.
    • FICO score
    • $0 liability guarantee
    • Alerts and mobile banking
    • Network of financial centers and ATMs

    Premium Rewards

    • Auto rental collision waiver
    • Common carrier travel accident insurance
    • Warranty manager with in-数字货币交易软件_数字货币手机app下载home service, double the time period of warranty
    • Purchase security, repair, replace or reimburse within 90 days
    • Trip cancel/trip interruption
    • Trip delay reimbursement
    • Baggage delay reimbursement
    • Lost luggage
    • Return protection, reimbursement of item within 90 days and retailer won’t accept return
    • Emergency evacuation
    • Roadside dispatch

    Cash Rewards

    • Auto rental collision waiver
    • Common carrier accident insurance
    • Extended warranty
    • Price protection
    • ID theft resolution services full restoration with ID theft alerts
    • Enhanced trip cancellation/trip interruption
    • Trip delay reimbursement

    Travel Rewards

    • Auto rental collision waiver
    • Common carrier accident insurance, $250,000
    • Warranty manager service
    • Purchase security
    • Travel and emergency assistance
    • Roadside dispatch